Hi, I just wanted to share my experience with BHM. Unfortunately, we had a financial crisis after my daughter was diagnosed with cancer and when had to spend many days in the hospital. Our bills piled up and by the time she was better I had many creditors on my back. I was advised to do a debt consolidation loan, but my bank wouldn’t look my way, even if I was such a great client up until my daughters sickness hit us. A good friend of mine referred me to BHM Financial. Right away I was assigned to loan officer Sandy. Not only did she literally walk me through the process in a kind and professional way, but she was sympathetic too. She explained all the terms and costs and helped me get the creditors off my back. Now I can say that I’m back on my two feet. They reported my positive payments to the credit bureau, I consolidated my debts and my credit score is slowly rising again thanks to BHM Financial’s assistance. So my advise to you, don’t listen to all the bad reviews. I bet those pple don’t pay their bills and think that borrowing money is for free.